In Q3, we bought back $4.9 billion in stock and distributed $1.3 billion in dividends… At the end of June, we had $28.4 billion remaining in our buyback authorization.
Visa Inc. 2026 Q3: Financial Performance summary
Financial Performance Summary
- Data processing revenue grew 17% year over year, above 10% process transaction growth, attributed to pricing, value-added services performance, and higher cross-border mix.
- Fiscal Q3 net revenue rose 14% year over year to $11.6 billion, and EPS rose 11%, both ahead of expectations.
- Operating expenses increased 17%, primarily from marketing and personnel, with FX balance-sheet remeasurement and higher personnel expense noted as drivers.
- Other revenue grew 45%, driven by advisory and other value-added services, especially marketing services, plus pricing.
- Quarterly payments volume grew 10% year over year in constant dollars to cross $4 trillion for the first time in Visa history.
- Service revenue grew 14% year over year (vs 9% Q2 constant-dollar payments volume growth), driven by pricing and card benefits.
- Total process transactions grew 10% year over year to 72 billion, reflecting strong and resilient consumer spending.