Detailed company information
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Last Updated: Sep 2026
Earnings Transcript for 2026 - Q2Released: Aug 04, 2026
Earnings Transcript for 2026 - Q1Released: May 05, 2026
Earnings Transcript for 2025 - Q4Released: Feb 10, 2026
Earnings Transcript for 2025 - Q3Released: Nov 05, 2025
Earnings Transcript for 2025 - Q2Released: Aug 05, 2025
Earnings Transcript for 2025 - Q1Released: May 06, 2025
Earnings Transcript for 2024 - Q4Released: Feb 11, 2025
Earnings Transcript for 2024 - Q3Released: Nov 08, 2024
Earnings Transcript for 2024 - Q2Released: Aug 06, 2024
Earnings Transcript for 2024 - Q1Released: May 07, 2024
Earnings Transcript for 2023 - Q4Released: Feb 13, 2024
Earnings Transcript for 2023 - Q3Released: Nov 07, 2023
Earnings Transcript for 2023 - Q2Released: Aug 08, 2023
Earnings Transcript for 2023 - Q1Released: May 09, 2023
Earnings Transcript for 2022 - Q4Released: Feb 14, 2023
Earnings Transcript for 2022 - Q3Released: Nov 08, 2022
Earnings Transcript for 2022 - Q2Released: Aug 08, 2022
Earnings Transcript for 2022 - Q1Released: May 09, 2022
Earnings Transcript for 2021 - Q4Released: Feb 15, 2022
Earnings Transcript for 2021 - Q3Released: Nov 09, 2021
Earnings Transcript for 2021 - Q2Released: Aug 10, 2021
Earnings Transcript for 2021 - Q1Released: May 11, 2021
Upstart reiterates a strong growth outlook for 2026, targeting approximately $1.4 billion in revenue with a 35% annualized growth over three years, backed by core loan expansion and improved unit economics.
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