This discussion provides an overview of Kemper's current and upcoming rate filings in California for 2026, highlighting approved actions and expected filings.
Generated by Dafinchi AI. Source-grounded AI analysis, not investment advice.
What specific California rate filings are already out and how many are expected to become effective this year?
Kemper states that it has rate actions already “going to market today” and that 2/3 of its California-related PPA book already had rate implemented last month. 1
Kemper further provides that it received approval for a 6.9% rate increase on 2/3 of the book effective April 6, indicating that this portion of the filings is already approved and in-force. 2
For the remaining portion, Kemper says there is another (remaining) 1/3 of the book that will get rate implemented next month, and it describes that it has “another filing … out with the department already on the private passenger side” related to achieving rate adequacy (including liability coverages / minimum limits). 1
In addition, Kemper states that it received approval for a 3% increase on the remaining 1/3 effective early June, which also indicates that the second filing is already approved and scheduled to take effect this year. 2
Separately, Kemper notes that it has multiple filings activity with the Department of Insurance already underway/issued, including:
Kemper explicitly states it expects “about 4 filings” to become effective this year impacting the PPA book of business. 1
The expected timing implied by the excerpts is:
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