Forecasting Digital Agent 2.0's Impact on Revenue and Commissions by H2 2026

Quantifying expected Digital Agent 2.0 contribution to new business commissions and core revenue in H2 2026

What the filings explicitly say about Digital Agent 2.0 revenue contribution

Management stated that the Digital Agent is not today generating significant revenue, and that they expect contributions to start in the second half of the year as it becomes more deeply integrated into the partnership base. ¹

However, the excerpts do not provide a numeric “expected Digital Agent 2.0 contribution” for H2 2026 (e.g., a percentage or dollar estimate attributable specifically to Digital Agent 2.0). ¹

So, any precise quantification is not possible from the provided text; the best we can do is bound the likely contribution using other disclosed “new business” mix and core revenue cadence commentary.

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Expected contribution to new business commissions in H2 2026: what can be quantified

The clearest measurable item in the excerpts is that the enterprise sales team (human fulfillment within the partnership channel/partner engine) contributes approximately 20% of production of new business commissions and agency fees. ²

Separately, management said that enterprise growth is strong (enterprise generated over 70% new business growth year-over-year in Q1) and that the digital agent is expected to begin contributing in H2 as integration deepens. ²¹

Key limitation: the filings excerpt does not state that Digital Agent 2.0 is responsible for the 20% figure, nor does it split the 20% enterprise contribution into “digital agent-driven” vs “human enterprise sales-driven.” ² It only says the digital agent contribution is expected to begin in H2 as integration improves. ¹

Therefore, quantification possible from the provided excerpts

• Lower-confidence / non-quantifiable directly: Digital Agent 2.0 share of H2 2026 new business commissions (specific % or $) is not quantified in the excerpt. ¹
• Quantifiable nearby proxy (but not explicitly “Digital Agent 2.0”): Enterprise contributes ~20% of production of new business commissions and agency fees, and enterprise is explicitly described as driving meaningful revenue growth, while Digital Agent contributions are expected to start in H2. ²¹

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Expected contribution to core revenue in H2 2026: what can be quantified

Management reaffirmed expectations for core revenue acceleration in the second half of the year, attributed to:

• improvements in client retention beginning to outpace offsets from pricing impacts, and
• strong new business production across all three sales channels, driven by agent productivity and adding “a few more hands.” ³

They also reiterated that they expect acceleration in core revenue in H2 and that they see improving renewal performance as a driver of the acceleration. ³

Quantification possible from the provided excerpts

The excerpt does not provide a numeric H2 2026 core revenue impact specifically attributable to Digital Agent 2.0. ³¹

What is disclosed numerically is the current core revenue growth rate framework:

• Q1 core revenues were $79.5 million, and core revenue growth was 15% for the quarter. ⁴
• They expect similar growth rate in core revenues in Q2 (with discussion of a $4 million renewal commissions/royalty-fee comparison adjustment). ⁴⁵
• Then, they expect acceleration in the second half as retention improvements and new business production strengthen. ³

But again: the excerpt attributes the acceleration broadly to retention, pricing offsets, and new business productivity across channels—not to Digital Agent 2.0 alone. ³

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Bottom-line quantified estimate (from the provided text)

Because the excerpts do not include a Digital Agent 2.0-specific numeric contribution, the only defensible quantification is about timing and channel-level contribution (enterprise), not about a Digital Agent 2.0-specific dollar/percentage.

1) Digital Agent 2.0 → new business commissions in H2 2026

• Timing expectation: Digital Agent contributions to revenue/commissions are expected to begin in H2 2026 as integration deepens. ¹
• Magnitude: Not quantified for H2 2026 in the provided excerpts. ¹
• Closest disclosed magnitude not explicitly tied to Digital Agent: Enterprise (partnership engine fulfillment) contributes ~20% of the production of new business commissions and agency fees. ²

2) Digital Agent 2.0 → core revenue in H2 2026

• Timing expectation: Core revenue is expected to accelerate in the second half of the year. ³
• Magnitude attributable to Digital Agent 2.0: Not quantified in the provided excerpts. ³
• Drivers given in the excerpt: retention improvements outpacing pricing offsets, plus strong new business production across channels (agent productivity and headcount). ³

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What you can conclude quantitatively (and what you cannot)

You can conclude quantitatively

• Enterprise is contributing ~20% of new business commissions/agency fees production. ²
• Core revenue is growing 15% in Q1 and management expects H2 acceleration. ⁴³

You cannot conclude quantitatively (from provided excerpts)

• A specific Digital Agent 2.0 incremental % or $ of:
  • new business commissions in H2 2026, or
  • core revenue in H2 2026. ¹³

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If you want a numeric “expected Digital Agent 2.0 contribution to H2 2026” (e.g., “X% of new business commissions” and “Y bps or $ of core revenue”), that would require an additional disclosure that explicitly ties Digital Agent 2.0 to commission production or core revenue amounts for that period—which is not present in the excerpted material you provided. ¹³