Dafinchi AI

Orchid Island Capital, Inc.

ORC

Financial Services

3w

Financial Performance Summary

Average MBS increased to $6.9 billion from just under $6 billion in Q1.
Book value decreased from $7.94 per share at 3/31 to $7.21 at 6/30.
Dividends of $0.36 were paid in both quarters.
Excluding realized and unrealized losses, net income was $0.16 per share, same as Q1.
Leverage ratio decreased to 7.3 from 7.8 at 3/31.
Liquidity improved to 54% from 52%.
Prepayment speeds increased to 10.1% from 7.8% in Q1.
Reported a loss of $0.29 per share in Q2 compared to income of $0.18 per share in Q1.
Total return for the quarter was negative 4.66% compared to 2.6% in Q1.

Bread Financial Holdings, Inc.

BFH

Financial Services

3w

Progress in Credit Metrics and Updated Full-Year Loss Guidance

Credit sales grew 4% YoY, driven by nondiscretionary purchases and lower gas prices positively influencing retail spending.
Net loss rate improved to 7.9%, down 70 basis points YoY, with an updated full-year outlook of 7.8%-7.9%.
Credit metrics are benefiting from credit tightening, product mix shifts, and macroeconomic stability, with a focus on prudent risk management.

Hannon Armstrong Sustainable Infrastructure Capital, Inc.

HASI

Financial Services

1w

Financial Performance Summary

Adjusted recurring net investment income increased by 25% year-over-year for the quarter and 19% year-to-date compared to 2024.
Debt-to-equity ratio stood at 1.8x, within the target range of 1.5x to 2x, with liquidity at $1.4 billion.
HASI reported adjusted EPS of $0.60 for Q2 2025, slightly down from the previous quarter due to timing of gain on sale revenue.
Managed assets grew to $14.6 billion and portfolio assets to $7.2 billion, up 13% and 16% respectively from the prior year.
Portfolio yield was 8.3%, expected to increase as higher-yielding investments are funded.
Realized loss rate remained low at less than 10 basis points, indicating strong asset performance.

F&G Annuities & Life, Inc.

FG

Financial Services

1w

Financial Performance Summary

Adjusted ROA on a last 12-month basis was 92 basis points, slightly up from 91 basis points in Q2 2024.
Adjusted ROE excluding AOCI was 8.8%, up 40 basis points over Q2 2024.
F&G reported adjusted net earnings of $103 million or $0.77 per share in Q2 2025.
Investment income from alternative investments was $83 million below management's long-term expected return.
Operating expenses to AUM before flow reinsurance decreased to 56 basis points from 61 basis points in Q2 2024.
Record AUM before flow reinsurance reached $69.2 billion, a 13% increase over Q2 2024.