Dafinchi AI

Financial Services

2mo

Commercial and money movement solutions revenue grew 13% year-over-year in constant dollars; commercial payments volume grew 7%.
Consumer payments revenue was driven by strong payments volume, cross-border volume, and processed transaction growth.
Cross-border volume, excluding intra-Europe, rose 11% in constant dollars; processed transactions grew 10% year-over-year.
EPS was $2.98, up 23% over last year, with minimal impacts from exchange rates and acquisitions.
Nonoperating income was $191 million, helped by investment income from higher cash balances.
Operating expenses grew 13%, higher than expected due to lower FX benefit and higher personnel expenses.
Overall payments volume grew 8% year-over-year in constant dollars; U.S. payment volume grew 7%, international payments volume grew 10%.
Tax rate for the quarter was 17.3%, in line with expectations.
Value-added services revenue was $2.8 billion, up 26% year-over-year in constant dollars.
Visa delivered net revenue of $10.2 billion, up 14% year-over-year, and EPS up 23% year-over-year.
Visa Direct transactions grew 25% year-over-year to 3.3 billion transactions.

AXP

Financial Services

$18.4 billion

Revenues up 11% year-over-year to a record $18.4 billion in Q3 2025, exceeding prior expectations.

SEIC

Financial Services

3mo

Advisor and institutional businesses had flat sequential revenue growth as market appreciation in May and June offset April declines.
AUM and AUA grew sequentially and year-over-year, with AUM net flows roughly flat year-to-date, a significant improvement from prior year outflows.
Consolidated operating margins improved slightly year-over-year but declined sequentially due to onetime expenses and corporate overhead.
Excluding onetime items, adjusted EPS was $1.20, an increase from both the prior year and prior quarter.
Investment Managers revenue grew 8% year-over-year with double-digit growth in alternatives offsetting a 1% decline in traditional revenue due to mark-to-market weakness.
Margins declined sequentially due to investments in talent and technology, with Investment Managers margins impacted by hiring ahead of expected new business.
Private Banking revenue increased year-over-year and sequentially, supported by larger clients going live.
SEI reported EPS of $1.78 including significant onetime items totaling a $0.60 EPS impact, partially offset by $0.02 of expenses related to foreign currency losses and legal fees tied to the Stratos investment.
SEI returned significant capital to shareholders with buybacks exceeding $700 million on a trailing 12-month basis.

Financial Services

Liquidity remained strong at over $1 billion, representing more than 50% of total equity.
Net interest income increased due to new investments with attractive yields and swaps adding carry value.
Over $130 million gains realized on the portfolio in Q3 from spread tightening.
Raised $254 million in new capital in Q3, $776 million year-to-date, growing the portfolio by 10% since Q2 and over 50% since the start of the year.
Third quarter net interest income did not include the impact of the September FOMC rate cut, expected to boost Q4 margins.
Total economic return was 10.3% for the quarter and 11.5% year-to-date.
Year-to-date shareholder returns were 20%, 23% over the last year, and nearly 72% over three years with dividends reinvested.

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