- Adjusted diluted earnings per share was $1.08, $0.09 above the high end of guidance, a 9% increase year-over-year.
- Adjusted EBITDA increased 8% with a margin of 35.7%, ahead of guidance due to stronger revenue flow-through.
- Consumer Lending and Auto segments grew double digits; Card & Banking grew mid-single digits.
- Emerging Verticals grew 5%, led by double-digit growth in Insurance; Consumer Interactive grew 2% organically.
- International revenue grew 6% on an organic constant currency basis, with India accelerating to 8%, and Canada and Africa growing double digits.
- Leverage ratio declined to 2.8x, with plans to delever to 2.5x before closing the Mexico acquisition expected by year-end.
- Mortgage revenue grew 29% despite flat inquiry volumes, modestly above expectations.
- Revenue grew 9% on an organic constant currency basis, surpassing the 3% to 5% guidance range; excluding mortgage, growth was 6.5%.
- Share repurchases totaled $47 million through mid-July, supporting disciplined capital deployment.
- TransUnion exceeded all key financial guidance metrics in Q2 2025, delivering high single-digit organic revenue growth for the sixth consecutive quarter.
- U.S. Markets segment revenue increased 10%, with Financial Services growing 17% and 11% excluding mortgage.
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- Commission revenue increased 12% to a record $192 million driven by strong market volumes and new initiatives across three strategic channels.
- Diluted earnings per share increased 11% to $1.91, or 16% excluding notable items.
- Free cash flow over the trailing 12 months increased 5% to $360 million, with $80 million spent on share repurchases year-to-date.
- MarketAxess delivered record second quarter 2025 financial results with 11% revenue growth to $219 million, including a 2 million USD benefit from foreign currency fluctuations.
- Operating expenses increased 6% excluding notable items, driven by higher employee compensation and technology costs.
- Brokerage segment revenue growth was 17%, organic growth 5.3%, adjusted EBITDAC margin expanded 334 basis points to 36.4%.
- Completed 9 mergers in Q2 representing $290 million of estimated annualized revenue.
- For combined Brokerage and Risk Management segments, posted 16% revenue growth, 5.4% organic growth, net earnings margin of 17.3%, adjusted EBITDAC margin of 34.5% up 307 basis points YoY, adjusted EBITDAC growth of 26%.
- GAAP earnings per share of $2.11 and adjusted earnings per share of $2.95.
- Reinsurance, wholesale and specialty businesses delivered nearly 7% organic growth, including 5% from Gallagher Re and over 7% from wholesale and specialty.
- Retail operations delivered 4% organic growth; U.S. organic 5%, international operations around 3%.
- Risk Management segment revenue growth was 9%, organic growth 6.2%, adjusted EBITDAC margin was 21%, better than June expectations.
- Adjusted operating net income excluding merger expenses and CECL provision was $77.4 million or $1.55 diluted EPS.
- Assets under administration (AUA) in wealth management grew to $9.2 billion, including $1.4 billion from Enterprise acquisition.
- Commercial & Industrial (C&I) loan balances grew organically over 13% annualized in Q3.
- Commercial real estate (CRE) loan balances declined organically at a 6.7% annualized rate.
- Deposits grew organically by approximately 1% annualized, with demand deposits representing 28% of total deposits.
- GAAP net income for Q3 2025 was $34.3 million with diluted EPS of $0.69.
- Net interest margin improved to 3.62%, a 25 basis point increase from prior quarter.
- Operating return on average tangible common equity improved 283 basis points to 13.2%.
- Adjusted earnings per share for Q2 2025 was $1.14, a 56% increase over Q2 2024.
- Adjusted expenses increased 5% year-over-year due to investments in growth and efficiency initiatives.
- Bank lending balances increased 19% year-over-year, with pledged asset line balances reaching a record $21 billion.
- Capital return included $5.3 billion through dividends, preferred stock redemption, and stock repurchases totaling $1.85 billion year-to-date.
- Client trading volumes increased 38% year-over-year to 7.6 million daily average trades in Q2.
- Core net new assets reached $218 billion in the first half of 2025, up 39% year-over-year.
- High-cost bank borrowings were reduced by over 70% from peak to $27.7 billion as of June 30, 2025.
- Net interest revenue increased 31% year-over-year driven by reduction in high-cost borrowings and increased securities lending.
- Second quarter revenue was $5.9 billion, a 25% increase year-over-year.
- Earnings per share increased 1% to $11.55, impacted by higher operating income offset by lower non-operating income and increased diluted share count.
- Net inflows for the quarter totaled $205 billion, reflecting 10% annualized organic base fee growth, the highest since 2021.
- Operating income was $2.6 billion, up 23% year over year.
- Operating margin was 44.6%, down 120 basis points year over year due to higher performance fees and related compensation.
- Organic base fee growth was 8% over the last twelve months, the highest in over four years.
- Performance fees increased 33% year over year to $516 million, with $270 million from HPS.
- Technology services and subscription revenue grew 28% year over year, boosted by the Preqin acquisition.
- Third quarter revenue reached $6.5 billion, a 25% increase year over year, driven by acquisitions and organic base fee growth.
Dafinchi