Recent Earnings

Earnings Feed Latest Earnings Earnings Chat Search Companies

Earnings Feed

LendingClub Corporation

LC

Financial Services

3d

Financial Performance Summary

Diluted earnings per share nearly tripled to $0.37, with pretax income more than tripling to $57 million.
Net interest income reached a record $158 million, supported by a growing balance sheet and expanding net interest margin of 6.2%.
Non-interest income grew 75% to $108 million, boosted by improved loan sales prices and strong credit performance.
Originations grew 37% year-over-year to $2.62 billion, exceeding the top end of guidance.
Provision for credit losses was $46 million, with net charge-off ratio improving modestly to 2.9%.
Return on tangible common equity rose to 13.2%, above the high end of guidance.
Revenue increased 32% to $266 million, driven by higher marketplace volume and net interest income.
Tangible book value per share increased to $11.95, reflecting strong capital position.

OceanFirst Financial Corp.

OCFC

Financial Services

2d

Financial Performance Summary

Asset quality strong with special mention and substandard loans down 15% to $124 million (1.2% of total loans).
Common equity Tier 1 capital ratio at 10.6%, tangible book value per share $19.52.
Net interest income grew by $3 million quarter-over-quarter, driven by $242 million increase in average net loans.
Net interest margin remained stable at 2.91%.
No share repurchases this quarter; capital deployed for loan growth.
Operating expenses were $76 million, including $4 million restructuring charges related to outsourcing residential loan originations.
Reported Q3 2025 earnings per share of $0.30 GAAP and $0.36 core basis.
Total loans increased by $373 million, representing a 14% annualized growth rate.

Banner Corporation

BANR

Financial Services

3mo

Financial Performance Summary

Banner called and repaid $100 million of subordinated notes, reducing funding costs.
Banner Corporation reported a net profit available to common shareholders of $45.5 million or $1.31 per diluted share for Q2 2025, up from $1.15 per share in Q2 2024 and $1.30 in Q1 2025.
Core earnings (pretax pre-provision excluding certain items) were $62 million in Q2 2025, compared to $52 million in Q2 2024.
Loan losses were $1.7 million with recoveries of $600,000; net provision for credit losses was $4.8 million.
Loans increased 5% year-over-year and 9% annualized in the quarter; core deposits increased 4% year-over-year and represented 89% of total deposits.
Net interest income increased $3.3 million from prior quarter; net interest margin remained steady at 3.92%.
Noninterest expense was stable with some increases offset by higher capitalized loan origination costs.
Noninterest income decreased $1.4 million due to losses on asset disposals and fair value adjustments.
Return on average assets was 1.13% for Q2 2025.
Revenue from core operations was $163 million in Q2 2025 versus $150 million in Q2 2024.
Strong capital ratios and tangible common equity per share increased 13% year-over-year.

Heritage Financial Corporation

HFWA

Financial Services

3mo

Financial Performance Summary

Earnings per share increased 8.2% versus last quarter and 17.8% versus Q2 2024 on an adjusted basis.
Net interest income rose by $1.3 million or 2.4% from the prior quarter due to higher net interest margin and more days in Q2.
Net interest margin improved to 3.51% from 3.44% primarily due to higher loan and investment portfolio yields.
Noninterest expense decreased by $298,000 from prior quarter, mainly from lower benefit costs and payroll taxes.
Provision for credit losses was $956,000, reflecting loan growth and net charge-offs.
Regulatory capital ratios remain strong with tangible common equity ratio at 9.4%, up from 9.3%.
Repurchased 193,700 shares at $4.5 million cost during Q2, with 797,000 shares remaining under repurchase plan.
Total deposits decreased $60.9 million due to seasonal tax payment effects, but average total deposits increased $35.4 million from prior quarter.
Total loan balances increased by $10 million in Q2, with loan yields at 5.50%, up 5 basis points from Q1.

LendingTree, Inc.

TREE

Financial Services

2mo

Revenue Beat

+19%

$250 million

Revenue for the quarter came in at $250 million, representing 19% year-over-year growth.

MGIC Investment Corporation

MTG

Financial Services

2mo

Financial Performance Summary

Account-based delinquency rate decreased 9 basis points to 2.21%, consistent with seasonal trends.
Adjusted net operating income was $0.82 per diluted share, up from $0.77 last year.
Annual persistency was 85%, remaining flat over the past two quarters.
Book value per share increased 13% year-over-year to $22.11.
Favorable loss reserve development of $54 million was recorded due to better-than-expected cure rates on delinquency notices.
In Q2 2025, MGIC recorded net income of $193 million and an annualized return on equity of 15%.
Net investment income was $61 million, with a book yield on the portfolio of 4%, relatively flat quarter-over-quarter.
Operating expenses were $52 million, down from $55 million last year, including a $4 million pension-related accounting charge.
The company wrote $16 billion of new insurance, with insurance in force ending at $297 billion.

BOK Financial Corporation

BOKF

Financial Services

3mo

Financial Performance Summary

BOK Financial reported earnings of $140 million or EPS of $2.19 for Q2 2025.
Fee income increased 7.2% sequentially, with record quarterly results in several fee income lines.
Loan growth reaccelerated with a 2.5% increase quarter-over-quarter, led by commercial real estate (6.9%) and core C&I portfolios (1.1%).
Net interest income grew for the fifth consecutive quarter with margin expansion of 2 basis points.
Nonperforming assets decreased to $74 million, with net charge-offs minimal at $561,000 for the quarter.
Total expenses increased by $7 million, driven by technology project costs and operational losses, while personnel expenses remained consistent.

Stifel Financial Corp.

SF

Financial Services

3d

Financial Performance Summary

Earnings per share reached $1.95, marking the third highest EPS in firm history and a 30% increase from last year.
Global Wealth Management revenue was $907 million with pretax margins near 38%, the highest in almost two years.
Institutional Group revenue was $500 million, up 34% year-over-year, with investment banking revenue up 33%.
Net interest income increased 6%, driven by higher interest-earning assets and lower funding costs.
Non-compensation expenses rose 7% year-over-year, with an adjusted non-comp operating ratio of 19%.
Record net revenue exceeded $1.4 billion, a 17% year-over-year increase and about 7% above consensus estimates.
Return on tangible common equity exceeded 24%, demonstrating strong profitability.
Tier 1 leverage capital ratio improved to 11.1%, and Tier 1 risk-based capital ratio increased to 17.6%, reflecting a well-capitalized balance sheet.