Dafinchi AI

Kinsale Capital Group, Inc.

KNSL

Financial Services

3w

Financial Performance Summary

Book value per share increased by 16% since year-end 2024.
Diluted operating earnings per share was $4.78 for the quarter compared to $3.75 in Q2 2024.
Expense ratio improved to 20.7% from 21.1% last year, benefiting from ceding commissions and expense management.
In Q2 2025, Kinsale's operating earnings per share increased by 27.5% and gross written premium grew by 4.9% over Q2 2024.
Net income and net operating earnings increased by 44.9% and 27.4%, respectively.
Net investment income increased by 29.6% due to portfolio growth from strong operating cash flows.
The company posted a combined ratio of 75.8% and a 6-month operating return on equity of 24.7%.

Equity LifeStyle Properties, Inc.

ELS

Financial Services

3w

Financial Performance Summary

Balance sheet is strong with no secured debt maturing before 2028 and weighted average debt maturity of almost 8 years.
Core community-based rental income increased 5.5% for the quarter and year-to-date.
Core operating expenses were flat in the quarter, with expense growth 190 basis points lower than guidance.
Core portfolio generated 6.4% NOI growth in the quarter, 70 basis points higher than guidance.
Core RV and marina annual base rental income increased 3.7% in the quarter and 3.9% year-to-date.
Membership business contributed $16 million net in the quarter and $31.4 million year-to-date.
NOI increased 5% year-to-date compared to last year.
Normalized per share FFO growth year-to-date is 5.7%.
Seasonal rent decreased 5.6% and transient decreased 8.6% year-to-date.
Second quarter normalized FFO was $0.69 per share, in line with midpoint guidance.
Year-to-date expense growth was 70 basis points including insurance renewal impact.

Rithm Capital Corp.

RITM

Financial Services

2w

Financial Performance Summary

Book value increased to $6.7 billion or $12.71 per share, up from $12.39 in the prior quarter.
Dividend yield remains strong at 8.9%, paying out $0.25 per share.
Genesis Capital achieved a record quarter with origination north of $4 billion, more than doubling since acquisition in 2022.
Newrez's servicing portfolio grew to $864 billion with a typical ROE around 20%.
Return on equity (ROE) for the entire company was 17%, with earnings available for distribution at $291.1 million or $0.54 per diluted share, representing an 18% ROE.
Rithm Capital reported GAAP net income of $283.9 million or $0.53 per diluted share for Q2 2025.
Sculptor's asset management business saw $3.5 billion of AUM growth since acquisition, with strong fundraising and performance.
The company ended the quarter with a record $2.1 billion in cash and liquidity.

Huntington Bancshares Incorporated

HBAN

Financial Services

4w

Financial Performance Summary

Adjusted CET1 capital ratio was 9%, at the lower bound of the target range of 9% to 10%.
Average deposits increased by $1.8 billion (1.1%) sequentially and nearly $10 billion year-over-year, with disciplined deposit pricing.
Average loans grew by $2.3 billion (1.8%) sequentially and 7.9% year-over-year, driven by commercial loans and new initiatives.
Credit quality remains strong with net charge-offs at 20 basis points and allowance for credit losses at 1.86%.
Earnings per common share were $0.34, including a $0.04 impact from securities repositioning and notable items, with adjusted EPS growing 27% year-over-year.
Net interest income grew 2.9% sequentially and 12% year-over-year, with net interest margin at 3.11%, up 1 basis point sequentially.
Noninterest expense was $1.2 billion, in line with guidance, with growth driven by incentive compensation and volume-related costs.
Noninterest income increased 7% year-over-year, with payments, wealth, and capital markets fees growing 11%.
Return on tangible common equity (ROTCE) was 16.1% reported, 17.6% adjusted for notable items.
Tangible book value per share increased 16% year-over-year, illustrating strong capital growth and value creation.

Rithm Property Trust Inc.

RPT

Financial Services

3w

Financial Performance Summary

Cash and cash equivalents stood at approximately $98.6 million.
Cash and cash equivalents were approximately $98.6 million.
Earnings Available to Common (EAD) was about $100,000 or effectively zero.
Second quarter GAAP income was $1.4 million or $0.03 per diluted share, similar to last quarter.
Second quarter GAAP income was $1.4 million or $0.03 per diluted share, similar to the previous quarter.
The company declared a second quarter common stock dividend of $0.06 per share, with no plans to reduce it soon.
The company reported a common stock dividend of $0.06 per share and does not intend to reduce it soon.
The stock traded at about $2.70, representing roughly a 50% discount to book value.
The stock was trading at about $2.70, representing roughly a 50% discount to book value.
Total equity was $2.95 million with a GAAP book value of $5.37 per share.
Total equity was $2.95 million with GAAP book value at $5.37 per share.