Dafinchi AI

GPN

Financial Services

Adjusted earnings per share grew 11% to $3.10 on a reported and constant currency basis.
Adjusted free cash flow was approximately $800 million, with a conversion rate of about 110% for the quarter and roughly 95% year-to-date.
Adjusted operating margin expanded by 130 basis points to 44.6%, or 110 basis points excluding dispositions.
Capital expenditures were $150 million in the quarter, expected to total $750 million for 2025 (about 8% of revenue).
Global Payments reported adjusted net revenue of $2.36 billion for Q2 2025, a 5% increase on a constant currency basis excluding dispositions.
Issuer Solutions segment delivered $547 million in adjusted net revenue, growing about 3.5% on a constant currency basis.
Merchant Solutions segment achieved $1.83 billion in adjusted net revenue, growing approximately 5.5% excluding dispositions.
Net leverage was 3.15x at quarter-end with $3 billion in available liquidity and 95% of debt fixed at a 3.5% weighted average cost.
Share repurchases totaled $230 million in Q2 and over $690 million in the first half of 2025.

WTFC

Financial Services

Wintrust reported a record quarterly net income of $195.5 million, up from $189 million last quarter.
Net interest income also reached a quarterly record of $547 million, driven by broad-based loan growth of $2.3 billion.
Management emphasized the strong financial performance and consistent results aligned with expectations.

PGR

Financial Services

Progressive achieved over $5 billion in premiums written and added 2.4 million policies in force in the first half of 2025.
Gained more than 1.5 points in personal auto market share in 2024, the largest increase in 15 years.
Outperformed industry combined ratio by more than 7 points, with auto premiums increasing nearly fivefold over 15 years.

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