Dafinchi AI

First Financial Bancorp.

FFBC

Financial Services

3w

Record Revenue and Industry-Leading Profitability Driven by Net Interest Margin

Achieved record revenue of $226.3 million, up 5% YoY.
Adjusted earnings per share of $0.74, return on assets of 1.54%, and return on tangible common equity of 20%.
Profitability primarily driven by a robust net interest margin of 4.05%, a 17 basis point increase from Q1.

F&G Annuities & Life, Inc.

FG

Financial Services

1w

Financial Performance Summary

Adjusted ROA on a last 12-month basis was 92 basis points, slightly up from 91 basis points in Q2 2024.
Adjusted ROE excluding AOCI was 8.8%, up 40 basis points over Q2 2024.
F&G reported adjusted net earnings of $103 million or $0.77 per share in Q2 2025.
Investment income from alternative investments was $83 million below management's long-term expected return.
Operating expenses to AUM before flow reinsurance decreased to 56 basis points from 61 basis points in Q2 2024.
Record AUM before flow reinsurance reached $69.2 billion, a 13% increase over Q2 2024.

Chimera Investment Corporation

CIM

Financial Services

1w

Financial Performance Summary

Compensation, general, administrative, and servicing expenses were marginally lower, with transaction expenses down by $5 million.
Earnings available for distribution were $32.1 million or $0.39 per share, and economic net interest income was $69 million.
Economic return on GAAP book value was 0.5% for the quarter and 9.8% year-to-date; economic net interest income return on average equity was 10.5%.
GAAP net income for Q2 2025 was $14 million or $0.17 per share, with GAAP book value at $20.91 per share.
Total leverage was 4.5:1, with recourse leverage at 1.8:1, increased due to higher investments in agency securities.
Yield on average interest-earning assets was 6%, average cost of funds was 4.5%, resulting in a net interest spread of 1.5%.

Wintrust Financial Corporation

WTFC

Financial Services

3w

Record Quarterly Net Income and Net Interest Income Achieved

Wintrust reported a record quarterly net income of $195.5 million, up from $189 million last quarter.
Net interest income also reached a quarterly record of $547 million, driven by broad-based loan growth of $2.3 billion.
Management emphasized the strong financial performance and consistent results aligned with expectations.

TrustCo Bank Corp NY

TRST

Financial Services

3w

Financial Performance Summary

Average loans grew 2.3% year-over-year to $5.1 billion, led by home equity lines of credit (+17.8%) and commercial loans (+9.2%).
Capital ratios remained strong with consolidated equity to assets at 10.91% and book value per share up 6.6% to $36.75.
Net income for Q2 2025 was $15 million, a 19.8% increase over Q2 2024, with year-to-date net income nearly $30 million.
Net income for Q2 2025 was $15 million, up 19.8% year-over-year, with year-to-date net income nearly $30 million.
Net interest income increased 10.5% to $41.7 million, driven by margin expansion and loan growth.
Noninterest expenses decreased by $600,000 year-over-year, with ORE expenses at $522,000 for the quarter.
Noninterest expenses decreased by $600,000 year-over-year, with ORE expenses controlled at $522,000 for the quarter.
Noninterest income from wealth management increased 13% to $1.8 million, representing 37.5% of total noninterest income.
Return on average assets was 0.96% and return on average equity was 8.73% for Q2 2025, both showing double-digit improvement from prior year.
Return on average assets was 0.96% and return on average equity was 8.73% for Q2 2025, both showing double-digit improvement year-over-year.
Total deposits increased by $213 million to $5.5 billion, reflecting strong customer confidence.

East West Bancorp, Inc.

EWBC

Financial Services

3w

East West Bank's Consistent Top Industry Performance and Recognition

East West Bank was ranked as the #1 Performing Bank above $50 billion in assets by Bank Director magazine for the third consecutive year, highlighting its industry-leading performance.
This recognition underscores the bank's steady execution, customer focus, and resilience amidst market fluctuations.
Management emphasized that this achievement is a testament to the ongoing efforts of their associates and strategic focus.
The bank's consistent top ranking over multiple years indicates a sustained competitive advantage in the industry.